Precision for every credit decision.
Private credit has become a core institutional asset class. The work of running a loan still lives in PDFs, inboxes and spreadsheets.
Termline is building the operating system for that work: one clause-cited, up-to-date record of every credit agreement and its amendments, used by lenders, sponsors, borrowers, loan agents and fund administrators across the life of each loan.
We believe software in credit has to earn trust the way a good credit analyst does, by showing its work. So every number in Termline traces to its source, the math is computed rather than predicted, and people make the decisions.
Lindsey Girkin
Founder & CEO
Lindsey was a private credit lawyer at a BigLaw firm and worked on structured and private credit transactions for lenders and sponsors. She has drafted and negotiated the covenants, definitions and amendments that Termline is built to read.
She founded Termline after seeing how much of a loan’s risk sits in language that no system reads.
Show the work
Every output can be traced to its source. If we can’t show it, we flag it.
People decide
AI does the reading. Credit judgment stays with credit professionals.
Earn the data
Customer documents belong to customers. They stay separate, and are never used for training.
Precision over polish
A finding that’s right matters more than a dashboard that’s pretty.
Build with us
We’re assembling a small founding team of engineers who care about getting the details right.
recruiting@termline.ai →See Termline on a deal like yours.
Termline is in early access for private credit lenders, sponsors, borrowers, loan agents and fund administrators. Tell us about your book and we’ll set up a walkthrough.